What is HomesByLender.com and how does it work? HBL is an easy to navigate real estate portal that helps you find homes for sale and makes finding great deals on homes simple. The Spencer listings are provided by both distressed property agents and private sellers. You can always redefine your Spencer home search by price, number of bedrooms, bathrooms, property type, and sale type (including short sales, foreclosures, and for sale by owner). You can also follow Spencer real estate trends and understand what is happening in the Spencer real estate market by following the Local Market Pulse of our website. If you ever have a question on home buying or selling feel free to interact with a local Spencer real estate agent or Spencer loan officer in our Ask a Local Expert section of the website. Speaking of loan officers, we have partnered with the most knowledgeable and competive mortgage professionals in the local area. If you are looking to buy a home and will a mortgage loan, please complete the mortgage quote form in the Spencer mortgage area. If you didn’t find a home today, be sure to subscribe to our property alert system. Also, we have access to more inventory so please don’t hesitate to complete our “More Homes Available” search form.